Daniel Milstein
Chief Executive Officer NMLS 21083

Daniel Milstein is the Founder and CEO of Gold Star Mortgage Financial Group. Under Dan's leadership and vision, Gold Star has become a Top 50 residential mortgage lender in United States.

AJ Franchi
Chief Operating Officer NMLS 157368

AJ Franchi is Chief Operating Officer for Gold Star Mortgage Financial Group. An honors graduate of Michigan State University, Franchi joined Gold Star in 2008, and was shortly appointed Director of Retail Operations and to Gold Star’s Board of Directors.


Janet McClusky
Chief Financial Officer

Janet McClusky brings more than 25 years of Mortgage Banking and Accounting experience to her critical role as Chief Financial Officer for Gold Star. An integral member of Gold Star’s Executive Leadership Team since coming aboard in 2011.

Matt Roslin
Outside Director and Chairman of Audit and Compliance Committees

Matt Roslin serves as an Outside Director and the Chairman of the Audit and Compliance Committees. As a key contributor to the Board of Directors, Matt plays an integral role in all policy making, strategic planning and long term development.


Bill Trainor
General Counsel

Bill brings a wealth of experience to the key leadership role of General Counsel for Gold Star, including a 10 year history of litigation as well as critical lending industry expertise.

Cathi Patrick - Davidson
Divisional President NMLS 47992

Cathi Davidson is the Divisional President of the National Home Lending conglomerate, dba Gold Star Mortgage Financial Group. Cathi has been a trusted advisor and key member of our senior management team over the past 10 years.


Cristen Talbert
National Underwriting Manager

Cristen Talbert is the National Underwriting Manager leading our corporate headquarter and west coast Underwriting teams.

Eric Schultz
Continuous Improvement Manager

Eric Schultz is the Continuous Improvement Manager for Gold Star Mortgage Financial Group.


Lorie Miller
Vice President / Internal Auditor

Lorie Miller is the Vice President / Internal Auditor for Gold Star Mortgage Financial Group.


Dave Christmas
Director, Capital Markets

David Christmas is the Director of Capital Markets for Gold Star Mortgage Financial Group. Dave manages the corporate rate lock desk team, loan products team, front end pricing engine, and hedges our mandatory pipeline.


Brendan Webley
Licensing Manager

Brendan Webley is the Licensing Manager for Gold Star Mortgage Financial Group. He is responsible for all licensure compliance to include company, branch, and individual Mortgage Loan Originator (MLO) license renewals and obtainment nationwide.

Laura Pearse
Compliance Manager

Laura Pearse is the Compliance Manager for Gold Star Mortgage Financial Group. She leads our HMDA, Re-Disclosure, and Reporting teams.


Stephanie Michalik
Closing Department Manager

Stephanie Michalik, Closing Department Manager, is charged with the timely delivery of all Closing Department services while ensuring a consistently seamless and positive Borrower experience.

Eric T. Mitchell
Executive Vice President – National Retail NMLS 282876

Eric Mitchell is the Executive Vice President in National Retail for Gold Star Mortgage Financial Group. Eric brings over 16 years of mortgage origination and team building experience to Gold Star.


David Williams
Director, Information Technology

David Williams brings two decades of high level experience in Network and Infrastructure Architecting surrounding Business Continuity, IT Security and Disaster Recovery to his position of Director of Information Technology for Gold Star.

Cheryl Baringer
Director of Marketing and Communications

Cheryl Baringer, Director of Marketing and Communications for Gold Star, is charged with the oversight of all internal and external marketing, with a focus on providing unparalleled marketing support for Gold Star’s Loan Officer population.