We offer a number of loan products.
Call us and we'll help you understand which home loan product is right for you.
Depending on your goals and financial situation, you'll have several different loan options to choose from.
We can help you understand the difference.
Brief overview of the home loan products we offer:
A fixed-rate mortgage term is generally 15, 20 or 30 years long.
With a fixed-rate mortgage, your monthly principal and interest payments will be predictable for the entire life of your loan - you won't have to worry about mortgage rates rising.
Adjustable-Rate Mortgage (ARM)
An adjustable-rate mortgage generally offers a lower rate than a fixed-rate loan for the first 5 to 10 years of your mortgage term.
After that, your rate will change with the market index.
Gold Star offers FHA and VA loans backed by the federal government. This loans offer more flexibility to our Veterans and buyers with limited down payments.
Jumbo mortgage loans are a great option for financing large purchases.
Gold Star is proud to offer extremely competitive rates for an often hard-to-find product.